How to find the safest bank repo houses

I started this business with a buy and hold philosophy which means I had tenants and I would purchase on the fringe area of town. When I was trying to figure this business out, I had to develop an idea of where I wanted to buy.

There are areas of Springfield, Ohio that I dont want to buy in. Its the property thats rougher and run down. I try to avoid places where you can hear gunfire in the evenings and things like that. I came up with the strategy of not buying in the rough parts, but I would buy right at the edge of that area. This way, the area was still quiet and nice but I could get house at a seized property auction. Just about any city has a similar set up.

So I starting buying bank repossessed homes in the fringe areas and avoided the war zones. I had safe places that were less expensive. They offered great opportunity for me. I whipped them into rental shape and generated a positive cash flow through the renters. I found ways to approach the rehab that were more economical. For an example when Kevin and I rehab bank repo houses today and put carpet in, it costs me $4000 for carpet, $3000 to $4000 to carpet the place.

With these rentals I found somebody who was doing business with a hotel. They would sell me a roll of carpet for $20.00 and then I found somebody to lay it. So I started to look for opportunities like that and that saves a lot of money.
Now that I am in the selling mode, putting in $4000 of carpet helps because when somebody comes in to the place I get the wow effect. The wow effect is important in sales, but rental is a different story. With a rental, if somebody comes walking in the $4,000 carpet might be a little bright for them. Id try to stay with like a neutral brown or something. Darker colors were also good because the renters didnt mess them up.

This 20 dollar roll of dark carpet could be put in easily and if they tore it up in a year or so, I could put another one in with relative ease. I just pulled it out, put another one in.

To review, what I did was purchase bank repossessed homes that were safe at a low price and I fixed it up very inexpensively. This saved me a lot of time and was good for the bottom line.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

How To Make Money Online Answering Questions On Mahalo

Mahalo Answers is a human powered search engine like Yahoo Answers where people are not only able to ask and reply to the questions but also are able to make money online for their answers. And the amount of money is decided by the person who actually asks the questions. It is up to him whether he wants to make it free or paid one. Minimum amount of money for a paid question is one Mahalo dollar and there is no maximum limit for a paid question.

Here is the steps one need to follow to make money online with Mahalo community:

1.To start making money online with Mahalo answers community, create an account on Mahalo today and once your account is activated, login to your Mahalo account.

2.Now start looking for those questions that are offering a tip for the best answer. You can find all questions that are offering a tip under Offering Tip just after Open Questions link when you are logged into your account. When you click on the Offering Tip link, you will see different Mahalo dollar amounts that will be paid to the best answer.

3.If you know the answer of a question, try to give your best to answer that question. You should include helpful videos, links or images if you know of any, in your answer to better explain your answers.

4.If you have taken your answer from a website, dont forget to mention that website in the source box section. If you like you can receive all new answers to that question on your email that you have answered for.

5.We will receive an email from Mahalo if any of our answer is selected as the best answer and the tip amount will be added to our Mahalo account. Right now each Mahalo dollar is equivalent to 0.75 dollar when we are paid via paypal. And once we have 40 Mahalo dollars into our account, we can request for the money to be transferred into our paypal account which will be $30 US dollars. They transfer the full balance or the portion of balance we chose on the 15th of following month. This is how we can make money online with Mahalo Answers community. No doubt, Mahalo is not a get rich scheme. But we are able to make some extra dollars whole answering questions on Mahalo everyday.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

Orchard Bank MasterCard

The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card.

They have a unique application process. They will match your credit score with the four cards they offer.

These cards include three unsecured cards and one secured card. Your score depends upon what card is offered to you. However you have a very high likely hood of being approved for a new line of credit.

If you have a very damaged credit history then you will be approved for the secured card. With this card you make a deposit and you are issued a credit card with a corresponding credit limit.

This card will work just like an unsecured card, meaning you will have monthly payments. Your APR will be between 8.9% and 14.9%. This is lower than most bad credit cards that carry an APR of roughly 19%.

If you have limited damage to your credit score then you will be approved for an unsecured card. If you want to have the secured card instead you can still be issued that card.

The unsecured cards will have some fees like a 19$ account set up fee with one of the cards. These cards also carry an APR between 8.9% and 18.9%.

However the fees with the Orchard Bank cards are dramatically less than any other available bad credit cards. In addition they offer considerably lower APR’s too.

All of these cards will report to the three major credit bureaus. With responsible use of your card you can build a positive payment history on your credit report.

This is very important to your credit score. It is estimated 30% of your credit score comes from your payment history.

In addition these cards will improve your ratio of available credit to debt. This factor weighs roughly 30% of your credit score. It is how the bureaus judge if you can financially handle another credit line.

For your information it is rumored that once a negative mark on your credit report ages four years it has much less weight on your credit score. However if you remove negative items from your report and create a positive payment history your credit score will jump substantially.

In sum we do suggest the Orchard Bank cards to those with a low credit score. This card can be a very valuable tool to rebuild your credit.

For more about the or for a review of the another visit us.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

Tips To Save Money When Building A New Home With Sydney Builders

Many banks and lending institutions are afraid to lend money these days for new home construction, as a result of the economic downturn we are in. It wasnt long ago that these same banks were lending cash left and right and it was in to build huge, elaborate homes.

There are many costs associated with constructing new homes or businesses and Sydney builders want to help answer the questions many homeowners have. One of their biggest questions is, How do I save money on my building costs? Sydney builders as well as Sydney commercial builders have five very good suggestions for homeowners. Their first tip is to find a honest realtor to assist you buy the best piece of ground for your needs. The right realtor, according to most Sydney builders, will help you find land with drinking water accessibility, sewer rights as well as assist avoid other overblown expenses so you can save money.

A good builder would tell you the facts; its less expensive to build the same square footage home in a two story as opposed to a single level home. Its less expensive to build up than out. One of the reasons for this is because a single level home will have to have a much bigger foundation and roof compared to the same on a two story home. You must even need to consider the fact that, it actually takes a very less space to build a two floors and it will also work better in the sloped area. You can save somewhere between $10,000 and $20,000, and still have the same amount of living space.

You are very well aware that you will love to own a lot of room but having the least amount of building done would cost you very less, and above all you also know that the first and the primary concern of yours will be saving money. Think in terms of square footage and all the amenities required. You could modify the plans or have changes made when the building is going on and these changes will not cost anymore up front than later on. The popularity of going green in any type of construction will save you thousands of dollars. Sydney commercial builders will point this out when it comes to your business building needs. The same is true if you are having a home built, Sydney builders would tell you of all the tax and energy saving ideas that green products will bring to you when you choose items with the Energy Star labels.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

You Can Make Money Taking Surveys

If you are not satisfied with your current income, or there are certain things you want which you can’t afford in your current income or pocket money then online surveys can the save the day for you. Online surveys cannot make you millionaire but still considering the amount of effort you need it is worth it.

If you want to make , first and foremost step is to search for reputable companies who keep on conducting surveys. If you want to specific about types of surveys like from domain of your liking you may filter out the companies accordingly.

However you may not get many surveys to fill by doing so. To make good money taking surveys you need to enroll with multiple companies and try not to restrict your scope too much. Before enrolling check the company’s reputation and also make sure their policies are acceptable to you. Some companies may have clauses that they will share your data with certain parties (mostly their own clients, the original survey conductors), so confirm if you agree with them. Also check if the company is operating in your country, otherwise you will have a lot of trouble collecting revenues you make by filling their surveys.

Not very common but some survey conductors demand money for their services claiming you can recover your money in no time after filling few of their survey, simple advice don’t fall for them, internet is full of websites which pay honestly and of course are free for registration.

If your chosen company has a good reputation in market then you should not hesitate in providing your personal information, as this will help the company sending you survey if you fit on the criteria required for their study in hand. So start earning good money online by helping companies with your opinion.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

Make Money Online Automation

If you have made the decision to work from home, you should take advantage of the internet to make money online. Picture how you could make money online through automation.

You wake up in the morning when you feel like it, grab some hot chocolate and turn on your pc. You check your Google inbox and see several $900 sales that were made while you were asleep. The process of automation allows you to make money online with a proven marketing system closing sales for you.

Once you have completed the setup process of automation, the technology does all of the work for you. We can thank the several truly bright and imaginative internet marketers who have come before us and spent the necessary time in the trenches completing all of the research and testing of proven systems to make money online through automation.

Whether it be a new start up MLM (network marketing) or another proven system, using the internet allows you to automate several of the money making online business processes right from the comfort of your home. Even offline businesses are starting to grasp the concept of internet marketing and make money online through the process of automation. From delivering products and services, to depositing money in your bank account. Automation allows you to make money online easily. How easy?

There is actually an automated system that will call your prospect for you. Once the prospect has opted in, they receive a pre-recorded voice message from you thanking them for visiting your website. This automated option does two things really well.

1. It distinguishes you from all of your competitors. Picture your lead spending the day searching for a way to make money online. They have just opted-in to three other websites before reaching yours for more information. As soon as they opt in to your website, they receive a phone call from YOU. While your competitor’s autoresponder emails are reaching spam folders, you are reaching an interested, excited lead in person with your warm and friendly voice via automation.

2. It builds trust instantly. Your new lead receives an automated call from you verifying that you are indeed a real person looking forward to helping them make money online. They can call you immediately and get started right now.

Can you start to see and feel the power of using automated systems to make money online for you?

There is actually a proven marketing system that will make money online for you through a 99% automated proven marketing system. It runs 24/7/365 closing your sales for you with the ability to integrate voice broadcasting.

Wealthy Marketer is the system that has proven to be very successful and make money online through automation.

Making money online through automation is something that even a beginner can achieve. So when you work from home, make sure you choose a proven marketing system that is not only easy, but allows you to make money online through automation.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

Earn Money By Promoting Cpa Companies – Make Money Online Through Cost Per Action

Make Money By Promoting CPA Companies

Many times people are asking frequent questions that . Many sites are promoting campaign to make millions through online website and also explain the ways to earn money. This is a big network and marketing channel to promote the products across the world and as an online promoter of the products, you can be the part of this online multi level marketing channel. You can do the promotion of the other products on your site. Even if you dont have your own online presence in form of the website, you can get register with some of the space provider company where you can define your webpage with the easy to use site building tool and propagate your products and other concerned sponsored links on your hired web page. CPA promotion is one of the best ways to earn fast online money. CPA means Cost per Action. This means you will get paid for various activities done on your website through visitors like completing survey, subscribing for newsletter and filling a basic form such as name, address, email and other details etc.
Many CPA companies conduct the above activities on behalf of their clients. There are some well known companies like Inuvo connects advertisers and publishers through affiliate marketing platforms based on pay per performance that gets advertisers more quality leads and clicks. guppymedia.com provides Premium online performance and affiliate network for advertisers, publishers and networks. With presence in over many countries worldwide and offers lead generation, email marketing, mobile marketing and affiliate marketing as a whole is delivered on a global scale. Another CPA companies like linkshare offers affiliate marketing programs and marketing channel. Lazy Profits is an affiliate network with hundreds of offers, focusing mainly on email and ZIP submits. The IDzMedia Publisher Program is an actively growing affiliate network that delivers one million plus leads to its merchant partners every month. Whether you’re looking to increase the ROI for your campaign or maximum revenue for your adspace, instantdollarz.com is the place for you. Their publishers and proprietary websites deliver quality traffic 24 hours a day via banner, search, email and social media, as well as incentivized and lead generation marketing.

Thus if you want to earn extra money online, on your website is really good way to earn money from your website. There are other alternatives for making money through websites to , sell resell right products by increasing your website traffic.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

Bank Exam Preparation Is Incomplete Without Current Affairs

Banking industry offers the jobs which are high in demand amongst the youth. All its jobs are highly responsible in nature and demand respect and stature. Their acceptance of students from all streams and time flexibility makes these jobs highly coveted. However, to become a part of the banking industry is not an easy task. It all depends on how well you prepare for the bank exam which is highly competitive in nature. The question paper includes questions which have a high standard. Inclusion of current affairs of India in the bank exams make the question paper even tougher to crack. One can study hard for 2-3 weeks and prepare the syllabus thoroughly but current affairs cannot be achieved in one night. If you are not in contact with the current affairs on a regular basis, your chances of clearing any bank exam are close to zero. All the exams conducted by the banking sector demand knowledge of the current affairs of India. Another such exam called, the CWE to be conducted in 2011 would recruit candidates on a large scale based on their current affair knowledge and textual knowledge. The jobs offered by the banking sector are vast. They all provide a healthy income and extra exciting incentives. There is no reason for a candidate not to be attracted to the banking sector, especially if one looks at the immense success it has made in the recent past years. Thus, every year, thousands of candidates appear for the exams but only a few are selected. The rejected ones are often confused as to where did they go wrong. They had prepared enough but were not selected, thus blaming the banking sector for -biased” recruitments. However, it is their lack of knowledge that leads them to failure. If you are planning to appear for any bank exam like the upcoming CWE in 2011, you should cement it in your mind, that you cannot clear the exam without a sound knowledge of the current affairs of India. All you need to do is read the newspapers daily and jot down important points so that you are able to retain the information for a longer period of time. It seems like a tough task but once you get into the habit, it would seem interesting and you would eventually gain interest. Most importantly, it would be very beneficial for you not merely to appear for the bank exam but also to stay updated and aware. Reading the newspapers would not do you any harm. Rather, they would be helpful for you in your personal life as well as for your academic achievements. If you want to prepare for bank exams, it would be incomplete without a sound knowledge of the current affairs.

To read latest Current affairs read and at jagranjos

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

When You Desperately Need Rent Money – How To Find Fast Emergency Cash

Few people would disagree that these are truly hard times for a lot of people. That includes those (like me and perhaps you) who are renters instead of house buyers.

But sometimes, bills pile up, and we need rent money…and need it fast. Rent isn’t the only living expense we have, of course, but is there usually any bill we consider more important? After all, if you don’t have a place to live, everything else matters less. You can live, if forced to, without a phone, an Internet connection, cable TV, even electricity (though that’s a tough one). But when you lose the roof over your head, that’s a major big deal, no two ways about it.

If you’ve ever said, “I need rent money…and I need it fast to avoid eviction,” then I’m talking to you here.

In times past, I too have been “up against it,” as they say…down to my last few dollars, with the rent already overdue, and waiting for the “other shoe to fall.” You know….that knock on the door with your landlord standing there…or a phone call from the apartment or property manager.

What do you do…what CAN you do…to raise what maybe I could call “eviction rent”? Well, having been in just such a situation, I’ve learned some ways to raise fast emergency cash…and some ways to definitely avoid at all costs. One way that’s a total dead-end is to go for the quick, easy fix: a payday or car title loan. You risk your car, your paycheck, your peace of mind…and maybe even get forced into bankruptcy. And if you do manage to pay back your, say, $600 loan over the full term you’re given, you’re likely to end up paying more like $1,200.

But fortunately, there are other ways that can help you get money quick…ways I’ve uncovered in my own search for ways to get cash quick. Some of them, most everybody already knows about. But beyond those are scores of other dependable, proven ways to find or raise cash when you need rent money or money for some other emergency. I’ve pulled them together in a brand-new resource that includes ways both well-known and virtually unknown…but all of them, ways that will get you out of your current bind and back to a place where you can breathe again.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment

International Business Company, Anonymous Bank Account And A Bank Account In Cyprus, How To Do That.

You have heard it that it is possible for some people to become an anonymous bank account, but where did they get it and how is it possible to jump on this service?

This is the question we are going to answer because you want know that even if you have an anonymous bank account then it is at the same time a international bank account which can be used simply as you know from your local or existing bank account, you will have Internet Banking and even a IBAN account number to receive and transfer money / funds worldwide.

1. How you become an anonymous bank account
It is a bit difficult but absolutely possible, what you will need is to find an incorporation services which has specialized in the incorporation of offshore companies. Companies which are incorporated offshore will have the privilege to have nominee shareholders and directors which make it impossible to track down the real owners / beneficial owner.

You will need to incorporate a company in for instant Cyprus it is important that it is registered as an International business company / IBC company since offshore companies which are incorporated as IBC company will have to pay 0% TAX.

2. Offshore Companies can open anonymous bank accounts
Now while you have found a reliable incorporation services and got an International business company you can go and open a simple bank account in Cyprus which let you open the account on behalf of the IBC which again will give you an anonymous bank account with a bank in Cyprus.

3. Why International Business Company to open a bank account in Cyprus
Since you cant have an anonymous bank account with a bank in Cyprus without having an IBC company you will need to incorporate a company first, this is the instrument to become the anonymity you seek.

4. Maintain an anonymous bank account and International Business Company
You might want to know that it is without any hassle to maintain and conduct business with your IBC company in Cyprus and to maintain your anonymous bank account in Cyprus, to have an bank account in Cyprus it only costs a small monthly fee but you do not need to have any minimum deposit and you will have access to your account and moneys 24/7/365.

5. Incorporate companies offshore within a few days
An incorporation service can register your international business company and your bank account in Cyprus within a few days and also assure it will be done as an anonymous bank account, only uou will have access to your bank account in Cyprus, the pin code and the instructions on how to access your international business companies bank account will be send by courier to you directly.

CCLOGIC.COM has specialized in the incorporation of International business companies and the opening of bank accounts in Cyprus. Also we incorporate companies offshore with great success.

CATEGORIES : Money and Bank/ AUTHOR : careerbusiness/ 0 Comment



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